22 January 2008
Do the Math, People
If you want to know all about the business proposition someone you barely know wants to share with you at your house, check out this fine entry over at Wikipedia. I'd especially like to point out the fact that 90% of people who participate in these schemes lose all of their money. Alex and I have become vastly experienced in the presentations related to these schemes during our marriage.
We tried to get out of this latest appointment by telling the lady (with whom Alex works) that we've had the presentation and are definitely not interested. However, she is new at it and said she "needed the practice."
Here are some of my favorite catch phrases that these people frequently use: "A few key people." "If we could solve all of your financial problems, would you be willing to take on a part-time job?" "If money were no object, how would you live?" And by favorite catch phrases I mean, phrases that I hate and wish everyone recognized instantly as totally ridiculous thinly veiled manipulation keys for pyramid schemers. (No I'm not shouting, why do you ask?)
Perhaps if you don't live in Utah, you are not familiar with this annoying phenomenon. My husband and I are approached perhaps once every six months by people that we know only well enough to need to be polite so as not to have to hide at the grocery store. They are trying to sell various financial products or snake oils for far more than they are worth, with the promise that all of our loved ones will soon be on the wagon with us, their money securely in our pockets. We'll be debt-free by age 40!
The pair who came to our house last night asked for referrals. And I smiled inwardly, because I thought, "Now, who among our friends, relatives, and acquaintances do we hate enough to put their names on that list?" And to everyone's credit, I couldn't think of anyone that I even mildly dislike enough to refer.
So if you are fresh out of snake oil, let me know. Alex has a close personal friend that peddles the stuff.